{"id":1056,"date":"2021-03-31T11:41:30","date_gmt":"2021-03-31T10:41:30","guid":{"rendered":"https:\/\/hemburyhomes.co.uk\/?page_id=1056"},"modified":"2022-08-02T13:25:11","modified_gmt":"2022-08-02T12:25:11","slug":"help-to-buy","status":"publish","type":"page","link":"https:\/\/hemburyhomes.co.uk\/help-to-buy\/","title":{"rendered":"Help To Buy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1056\" class=\"elementor elementor-1056\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c092f77 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c092f77\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_bottom&quot;:&quot;opacity-tilt&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 2600 131.1\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0 0L2600 0 2600 69.1 0 0z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.5\" d=\"M0 0L2600 0 2600 69.1 0 69.1z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.25\" d=\"M2600 0L0 0 0 130.1 2600 69.1z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3057590\" data-id=\"3057590\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bf64d3 elementor--h-position-center elementor--v-position-middle elementor-arrows-position-inside elementor-pagination-position-inside elementor-widget elementor-widget-slides\" data-id=\"6bf64d3\" data-element_type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition&quot;:&quot;slide&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-8b9cf99 swiper-slide\"><div class=\"swiper-slide-bg elementor-ken-burns elementor-ken-burns--out\" role=\"img\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Help To Buy<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36f1a9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36f1a9c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cba42ea\" data-id=\"cba42ea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-043356a elementor-drop-cap-yes elementor-drop-cap-view-default elementor-widget elementor-widget-text-editor\" data-id=\"043356a\" data-element_type=\"widget\" data-settings=\"{&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Help to Buy\u00a0is a Government-backed scheme that helps first-time buyers to purchase a new build home with as little as a 5% deposit. A number of Hembury Homes properties are available with the Help to Buy: Equity Loan incentive; which means you could purchase your new Hembury Homes property sooner than you might have been able to otherwise.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44bef8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44bef8a\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;opacity-tilt&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 2600 131.1\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0 0L2600 0 2600 69.1 0 0z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.5\" d=\"M0 0L2600 0 2600 69.1 0 69.1z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.25\" d=\"M2600 0L0 0 0 130.1 2600 69.1z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f8f05d2\" data-id=\"f8f05d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0854b14 elementor-widget elementor-widget-text-editor\" data-id=\"0854b14\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4><b>How does the Help to Buy Equity Loan work?<\/b><\/h4><p>Once you\u2019ve found your ideal home on one of our Hembury Homes developments, you will need a deposit of 5% to reserve the property.<\/p><p>The Government will lend you up to 20% of the value of your new home through an equity loan. This equity loan is interest-free for the first 5 years and can be repaid at any time within 25 years (or on the sale of your home, whichever is sooner).<\/p><p>You then need to secure a mortgage for the remaining 75%.<\/p><p>Conditions apply:<\/p><ul><li>It is only available on certain properties, please contact us in the first instance for more information<\/li><li>Help to Buy is only available to first time buyers<\/li><li>The scheme is available exclusively on new-build homes only<\/li><li>To be eligible you (or anyone you\u2019re buying a home with) must not have owned a home or residential land in the past in the UK, or abroad, and not have had any form of sharia mortgage finance<\/li><li>Homes that qualify for the new Help to Buy scheme in England are subject to a regional price cap; in the South West the scheme is capped at new build homes up to \u00a3349,000<\/li><li>Your mortgage must be capital repayment (not interest only)<\/li><li>Help to Buy is only available on properties occupied by the mortgage holder(s) (not buy-to-let)<\/li><\/ul><p>\u00a0<\/p><p>The Help to Buy: Equity Loan scheme began on April 2021 and runs until March 2023<\/p><p>For more information regarding the Help to Buy: Equity Loan scheme please click\u00a0<a href=\"https:\/\/www.helptobuy.gov.uk\/equity-loan\/equity-loans\/\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p><p>Please contact us at your selected development and they will also be able to give you more information.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9ceee8 elementor-widget elementor-widget-spacer\" data-id=\"e9ceee8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Help To Buy Help to Buy\u00a0is a Government-backed scheme that helps first-time buyers to purchase a new build home with as little as a 5% deposit. A number of Hembury Homes properties are available with the Help to Buy: Equity Loan incentive; which means you could purchase your new Hembury Homes property sooner than you [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Help To Buy - Hembury Homes Devon<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hemburyhomes.co.uk\/help-to-buy\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Help To Buy - Hembury Homes Devon\" \/>\n<meta property=\"og:description\" content=\"Help To Buy Help to Buy\u00a0is a Government-backed scheme that helps first-time buyers to purchase a new build home with as little as a 5% deposit. 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